流动性与融资服务
BIT 提供面向数字资产市场的结构化流动性与融资方案，助力机构客户优化资金效率，满足多元业务场景需求
概览
BIT 的流动性与融资服务，可满足专业客户及机构客户在短期资金周转、资产负债表优化及资金配置等多元需求
相关融资安排需在明确的抵押品准入、风险机制及全周期管理流程下运行，并在符合客户资格、适用司法辖区要求及相关条款的前提下提供
融资流程与机制
BIT的流动性与融资安排遵循一套结构化流程，以保障流程的清晰、可控与稳健性
抵押品准入与结构设计
融资安排以预先设定的抵押品准入标准为基础，包括支持的资产类型、估值方法及贷款价值比（LTV）要求
结构设计与资金发放
贷款条款将根据抵押品情况、市场条件及所选贷款期限进行安排，资金发放则依约定条款及相关控制要求执行
持续风险管理
在融资存续期间，抵押品价值将持续监测，并通过保证金管理及预设机制应对市场波动及下行风险
还款与到期
还款条款、利息计算方式及到期安排将在设立时明确；展期或提前还款则须符合适用的产品条款
*所有融资安排均在既定风控参数下运行，并纳入内部治理体系进行全流程管理与监测
融资结构
质押借贷
以符合条件的数字资产作为抵押，提供结构化融资安排，并在明确的贷款参数及保证金管理机制下支持流动性需求。
常见应用场景包括：
- 在不处置资产的情况下获取短期流动性
- 支持运营、交易及资产负债管理中的资金运用效率提升
质押借贷
以符合条件的数字资产作为抵押，提供结构化融资安排，并在明确的贷款参数及保证金管理机制下支持流动性需求。
常见应用场景包括：
- 在不处置资产的情况下获取短期流动性
- 支持运营、交易及资产负债管理中的资金运用效率提升
'%3e%3cpath%20d='M4.66551%2028C4.66287%2033.7846%206.80894%2039.364%2010.6874%2043.6558C14.5658%2047.9476%2019.9002%2050.6459%2025.6555%2051.2271C31.4109%2051.8083%2037.1769%2050.231%2041.8351%2046.8013C46.4933%2043.3716%2049.7116%2038.3339%2050.8655%2032.6655H23.3345V5.1345C18.0646%206.21122%2013.3283%209.07495%209.92653%2013.2414C6.52477%2017.4078%204.66633%2022.6212%204.66551%2028ZM28%200V28H56C56%2033.5379%2054.3578%2038.9514%2051.2812%2043.556C48.2045%2048.1605%2043.8315%2051.7494%2038.7151%2053.8686C33.5988%2055.9879%2027.969%2056.5424%2022.5375%2055.462C17.106%2054.3816%2012.1169%2051.7149%208.20102%2047.799C4.28515%2043.8831%201.61841%2038.894%200.538025%2033.4625C-0.542361%2028.0311%200.0121319%2022.4012%202.13139%2017.2849C4.25064%2012.1685%207.83947%207.79553%2012.444%204.71885C17.0486%201.64217%2022.4621%200%2028%200ZM55.7165%2023.9995H32.0005V0.2835C37.9829%201.14923%2043.5249%203.92653%2047.7992%208.2008C52.0735%2012.4751%2054.8508%2018.0171%2055.7165%2023.9995Z'%20fill='white'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_690_163226'%3e%3crect%20width='56'%20height='56'%20fill='white'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e)
固收可质押借款
以符合条件的固定收益类资产或收益型持仓为基础提供融资，在无需平仓的情况下满足流动性需求。
常见应用场景包括：
- 配合收益导向策略进行流动性管理
- 在维持现有持仓的同时进行更灵活的资金规划
'%3e%3cpath%20d='M23.3343%2036.6556V42.0001H32.6653V36.6556C36.4172%2035.5268%2039.6387%2033.0875%2041.7427%2029.7822C43.8466%2026.477%2044.693%2022.5258%2044.1275%2018.6487C43.5621%2014.7717%2041.6225%2011.2268%2038.6622%208.66016C35.7018%206.09349%2031.9179%204.67587%2027.9998%204.66563C24.0752%204.66445%2020.2814%206.07632%2017.3124%208.64293C14.3434%2011.2095%2012.3978%2014.7593%2011.8314%2018.6428C11.265%2022.5263%2012.1158%2026.4839%2014.2281%2029.7916C16.3403%2033.0993%2019.5729%2035.5359%2023.3343%2036.6556ZM37.3343%2039.8161V46.6656H18.6653V39.8161C14.4225%2037.7113%2011.0157%2034.2339%208.99833%2029.9487C6.98094%2025.6636%206.47135%2020.8223%207.55232%2016.211C8.6333%2011.5998%2011.2413%207.4893%2014.953%204.54714C18.6646%201.60498%2023.2618%200.00390625%2027.9981%200.00390625C32.7344%200.00390625%2037.3316%201.60498%2041.0432%204.54714C44.7548%207.4893%2047.3628%2011.5998%2048.4438%2016.211C49.5248%2020.8223%2049.0152%2025.6636%2046.9978%2029.9487C44.9804%2034.2339%2041.5737%2037.7113%2037.3308%2039.8161H37.3343ZM18.6653%2051.3311H37.3343V56.0001H18.6653V51.3346V51.3311Z'%20fill='white'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_690_163308'%3e%3crect%20width='56'%20height='56'%20fill='white'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e)
资产抵押融资
针对特定资产类别或业务运营资产，提供定制化融资方案，并配套明确的估值及还款安排
常见应用场景包括：
- 以特定类型资产开展融资安排
- 满足数字资产业务的运营流动性需求
