流動性與融資服務
BIT 提供面向數字資產市場的結構化流動性與融資方案，助力機構客戶優化資金效率，滿足多元業務場景需求
概覽
BIT 的流動性與融資服務，可滿足專業客戶及機構客戶在短期資金週轉、資產負債表優化及資金配置等多元需求
相關融資安排需在明確的抵押品准入、風險機制及全週期管理流程下運行，並在符合客戶資格、適用司法轄區要求及相關條款的前提下提供
融資流程與機制
BIT的流動性與融資安排遵循一套結構化流程，以保障流程的清晰、可控與穩健性
抵押品准入與結構設計
融資安排以預先設定的抵押品准入標準爲基礎，包括支持的資產類型、估值方法及貸款價值比（LTV）要求
結構設計與資金髮放
貸款條款將根據抵押品情況、市場條件及所選貸款期限進行安排，資金髮放則依約定條款及相關控制要求執行
持續風險管理
在融資存續期間，抵押品價值將持續監測，並通過保證金管理及預設機制應對市場波動及下行風險
還款與到期
還款條款、利息計算方式及到期安排將在設立時明確；展期或提前還款則須符合適用的產品條款
*所有融資安排均在既定風控參數下運行，並納入內部治理體系進行全流程管理與監測
融資結構
質押借貸
以符合條件的數字資產作爲抵押，提供結構化融資安排，並在明確的貸款參數及保證金管理機制下支持流動性需求。
常見應用場景包括：
- 在不處置資產的情況下獲取短期流動性
- 支持運營、交易及資產負債管理中的資金運用效率提升
質押借貸
以符合條件的數字資產作爲抵押，提供結構化融資安排，並在明確的貸款參數及保證金管理機制下支持流動性需求。
常見應用場景包括：
- 在不處置資產的情況下獲取短期流動性
- 支持運營、交易及資產負債管理中的資金運用效率提升
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固收可質押借款
以符合條件的固定收益類資產或收益型持倉爲基礎提供融資，在無需平倉的情況下滿足流動性需求。
常見應用場景包括：
- 配合收益導向策略進行流動性管理
- 在維持現有持倉的同時進行更靈活的資金規劃
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資產抵押融資
針對特定資產類別或業務運營資產，提供定製化融資方案，並配套明確的估值及還款安排
常見應用場景包括：
- 以特定類型資產開展融資安排
- 滿足數字資產業務的運營流動性需求
